How to Obtain a Free Credit Report From Equifax
Equifax is one of the three major credit bureaus, along with TransUnion and Experian. The Free Credit Reporting Act entitles consumers to one free credit report a year from each of the three major bureaus. You can purchase additional copies online, by phone or through the mail.
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Instructions
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Visit the Annual Credit Report website. It is the only government-approved website to obtain a free credit report from any and all of the three major credit bureaus, according to the Federal Trade Commission.
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Click "Select your state" and then pick your state. Click "Request Report."
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Fill out the requested information, such as your name, Social Security number, city and address. Type the security character string from the picture into the provided text box at the bottom of the page. Click "Continue."
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Click the check box next to "Equifax" and click "Next." Click "Next" on the following page to continue to your free Equifax credit report. The Equifax page will appear and ask you to confirm your personal information.
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Review your personal information to ensure it is correct and press "Continue." You must answer four personal questions on the next page, such as whether or not you have a mortgage loan, and what cities and states you've lived in. Answer the questions and click "Next" to advance to your actual Equifax credit report.
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Check your credit report and print it out. Click the Annual Credit Report link after you've finished viewing your credit report to safely end your session with Equifax. Click "Close."
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