How to Arrange for the Direct Deposit of Paychecks
Direct deposit is a safe and convenient way to receive your paycheck. Many people prefer to have their paychecks electronically deposited into their bank account, because the funds are immediately available on payday, and there's no need to travel to a bank branch to make a deposit.
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Things You'll Need
- Bank account details (your account number and the bank's routing number)
- Voided check
Instructions
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Obtain a Direct Deposit Authorization/Enrollment Form from your employer. Simply call or visit your employer's payroll department for the appropriate paperwork. You may be able to access the form on your employer's website.
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Complete the form with the correct information. You must provide all relevant personal details, including your full name, Social Security number, contact information, the name of your bank or credit union, your bank account number and your bank's routing number. You must also indicate the amount you want deposited into your bank account each pay period (e.g., 100 percent of your paycheck).
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Read over the form and check it for errors. Make sure all the information you provided is accurate and current. Make corrections if necessary, and then sign and date the form.
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Submit the completed form in a timely manner. Generally speaking, you can either fax, mail or deliver the authorization form in person to the payroll department. Please note that if you are using a checking account for direct deposit, your employer may ask you to attach a voided check to the authorization form.
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Tips & Warnings
It may take up to two pay periods (or longer) for your employer to process your direct deposit form. The payroll department can tell you the approximate date on which direct deposit will begin.
