How to Know When Someone Cashes a Money Order

A money order can be a good payment option for those without bank accounts, or those who simply do not wish to write a check for the transaction. Buying money orders is as easy as going to your local bank, credit union, post office or Western Union office, but tracking the money order and finding out when it was cashed can be a bit more complicated.

Things You'll Need

• Money order receipt

Instructions

1. Find a copy of the receipt you received when you purchased the money order. You will need the serial number on the money order to track it and determine whether or not it has been cashed.

2. Read the receipt carefully and look for instructions on how to track the money order. Many different institutions sell money orders, and each one uses a different mailing address or phone number for inquiries. Call the customer service phone number listed on the back of the purchase receipt and speak to a representative about the exact procedures.

3. Return to the place where you purchased your money order -- for example, the bank, post office, Western Union office -- and tell a customer service representative that you want to track the order. Give him the serial number of the money order and follow instructions to find out when it was cashed and who cashed it.

Tips & Warnings

• Depending on the service, you might need to pay a fee to track the money order and find out who cashed it. The USPS requires customers to fill out Form 6401 and pay a fee to track a money order.

References

• Western Union: Money Order FAQ
• United States Postal Service: Money Orders