How to Stop Payment on USPS Money Orders

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Stop Payment on USPS Money Orders

If you have fallen victim of a scam or simply sent a United States Postal Service (USPS) money order in the wrong amount to a recipient, you might be able to place a stop on the money order and recover the funds. Similar to placing a stop on bank or personal money orders, stopping payment on a USPS money order does require a fee. The money order must remain un-cashed in order to place a stop. Since the USPS lacks a formal stop payment process, there is no guarantee of recovering funds.

Instructions

    • 1

      Contact the post office where you purchased the money order and inquire about placing a stop on the money order. Explain that the money order was sent to the wrong recipient, or that you are the victim of a scam.

    • 2

      Complete a Form 6401 at the post office where you purchased the money order and pay the $5.40 fee to report the money order as stolen. The USPS will conduct a payment inquiry on the status of the money order to determine if the recipient has received cash for the money order. If the money order remains un-cashed, the post office will issue another money order or a refund.

    • 3

      Contact the United States Postal Inspection Service at 877-876-2455 in reference to money order inquiries if you have fallen victim to a scam and the post office refuses to place a stop on the money order. Additionally, report the scam to your local authorities and the Federal Communications Commission, via its online complaint form for your records, to determine whether the scam originated from a larger scam ring. Keep copies of all correspondence related to the scam.

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