How to Remove One Partner From a Credit Card

Removing a partner from a credit card ensures you are not responsible for his purchases.

Events in life may require the removal of person from a credit card account. This can include business and personal separations. In the event of a divorce, it may be necessary to remove a partner or spouse from a credit card account. This is so you do not bear financial responsibility for any purchases they make on the card. You can have a partner removed by contacting your credit card company. In some cases, you may need to close the account.

Instructions

1. Determine if you are a joint account holder. This means you have shared financial responsibility on the credit card account. If you are an "authorized user," it means you can use a credit card attached to the account, but someone else is the responsible party for payment. An authorized user is typically established by the primary account holder.

2. Call the credit card company. Use the customer service number on your credit card statement or on the back of the card. If you are not a joint or primary account holder, but instead an authorized user, you will not be able to remove a partner from the credit card.

3. Tell the credit card representative you would like to remove a person from the account. Provide the name of the partner. Obtain a confirmation number so you have proof of the call.

Tips & Warnings

• If the partner is a joint account holder, you may have to cancel the credit card account and reapply for a new account or an individual account to have her removed.

References

• Ask Mr Credit Card: Removing Your Name From A Credit Card Account
• Divorcenet: Credit Cards and Divorce