How to Compare Car Insurance Online

How to Compare Car Insurance Online thumbnail
Shopping online can save you money.

No matter what kind of car you drive, you simply cannot afford to be without car insurance. Car insurance protects not only the car you drive, but also your assets and personal property. The liability protection portion of your car insurance provides important protection, and if you do not have sufficient coverage in place you could be sued for damages not covered by your insurance policy. With so much at stake, getting the coverage you need at a price you can afford is critical, and one way to get that affordable coverage is to shop online.

Things You'll Need

  • Car insurance policy
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Instructions

    • 1

      Review a copy of your current auto insurance coverage and note the amount of property damage, liability and collision insurance you carry. You will need this information to compare rates with other companies.

    • 2

      Log on to several auto insurance comparison websites such as Insurance.com, OnlineAutoInsurance.com and Ensurance.com. Enter the coverage amounts from your current policy and review the offers you receive. It is a good idea to use more than one comparison site, since each site has its own group of affiliated car insurance companies.

    • 3

      Compare the costs of coverage across all the different online quotes you receive. Pick out a handful of companies whose quotes are competitive.

    • 4

      Log on to the websites of car insurers doing business in your area and request an online quote. Request a quote even if you already received one through one of the comparison websites. Sometimes you can get a cheaper rate by going directly to the company.

    • 5

      Compare the car insurance rates you get on your own to those you found through the comparison websites. Choose the policy that provides the coverage you need at the best price.

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  • Photo Credit yellow car, a honda japanese sport car model image by alma_sacra from Fotolia.com

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