To legally be able to drive in the United States, it is necessary that one must posess both a driver's license as well as auto insurance. Many people tend to believe that without a driver's license, it is impossible to obtain auto insurance. This can be tricky, but it isn't necessarily true. You can obtain coverage for your vehicle, however, you may not drive it without a license. Another option might be to obtain the type of insurance that will allow someone else to drive your vehicle.
Contact an insurance company and have your information readily available. You need to know the year, make, model and vehicle identification number, as well as the license plate. If asked for your driver's license number, simply provide them with the number from your identification card and inform the insurance agency that you are in the process of obtaining your driver's license.
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Request an insurance policy that covers your vehicle regardless of who's driving. This will allow you to be able to put your vehicle to use even if you can't drive it, and will cover you once you obtain your license. Be aware that this type of coverage can be a bit more costly than a policy that only insures yourself.
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Work on obtaining your driver's license. If you're able to obtain insurance, make sure that you're at least working toward obtaining your license. Some companies, such as Western United and Unitrin have been known to provide insurance without requiring a license. Other companies might set a deadline or might require that you are in the process of obtaining your license. Do not provide an auto insurance company with fraudulent information.
Tips & Warnings
Do not drive any vehicle without a license or without auto insurance.
Do not provide an auto insurance company with fraudulent information.
