How to Accept Credit Card Payments Over the Internet
If you are operating an online business, you need to accept payment from customers over the Internet. Most people pay for online purchases with a credit card. Credit card payments are more secure than other forms of payment because they are insured by the card issuer. If you don't accept credit cards over the Internet, you may lose customers to businesses that do. The online credit card payment system needs to be convenient and secure.
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Instructions
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Calculate your projected online sales. Different online merchant account services charge different amounts depending on your sales. Knowing how much online sales to expect helps avoid paying more in fees than needed.
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Choose from among the many online merchant account services. Read reviews. Calculate the fees you would have to pay each. Contact your bank first, if you prefer, because many banks offer an online merchant account service, although they may not offer the best deal. PayPal, Charge, Google Checkout, CCNow and CCBill are among the merchant account services available.
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Hire a professional web designer to build a merchant website. Alternatively, the designer can add a store section to your current website. Check the designer's portfolio before signing a contract, if you use a professional. Not every web designer has sufficient information technology (IT) expertise.
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Consider using PayPal or Google Checkout to accept credit card payments. They are more expensive than many other online credit card processing companies, but they are easy to use and suitable for merchants with low online sales.
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Check your sales on a regular basis to make sure you are getting the best deal for your purposes from your online credit card account service.
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- Photo Credit hand offering credit card image by Gary from Fotolia.com
