How to Check My Credit Card Status Online
You can check the status of a newly requested credit cards and existing lines of credit online in just a few minutes. Almost every credit card company has a website that allows customers and perspective customers to log in and view updated information about the status of their application or account. Avoid the long phone wait common with most customer service departments by using the Internet to quickly access the credit card status information you need.
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Things You'll Need
- New credit card:
- Active email account
- Social Security number
- Mailing ZIP code
- Application number or code
- Existing credit card:
- Credit card numbers and expiration dates
- Personal information
Instructions
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New Credit Card
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1
Navigate to the website operated by the company you applied for credit from and search for the tab labeled "application status" or "new applications." Roll over and press on this tab.
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2
Fill in the informational request form to gain access to the status of the credit card application. Most application status forms only ask for the Social Security number and mailing ZIP code of the applicant. There may also be a required code that was given as a receipt when the application was filled out.
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3
View the current status of the new credit card. The status could show as received, processing, pending approval, denied or approved. Follow up by finding a "contact us" or "online support" tab on the web page if you have more questions about the status of the account.
Existing Credit Card
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4
Navigate to the website operated by the company you applied for credit from and search for the tab labeled "login" or "sign on." Roll over and press on this tab.
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5
Apply for an online login and password by providing an active e-mail address. Visit the email account to reply or click on the provided link that activates the online account access.
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6
Revisit the credit company website and login to gain access to your account information. It may be necessary to provide specific credit card and personal information to fully activate the login at this stage. Keep the card number handy and be prepared to answer questions based on the information you provided in the original application.
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7
Find the account for the specific credit card in question to review the card status. A card that has been suspended, reported as stolen or overdrawn often shows this status at or near the top of the individual account page. Follow up by finding a "contact us" or "online support" tab on the web page if you have more questions about the status of the account.
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1
Tips & Warnings
Credit card companies are required to notify applicants in writing when they deny an application for a new credit card.
It may still take a couple weeks to get a credit card in the mail after you notice the application has been approved online.
Do not expect the online status of a credit card to be accurate up to the minute. Credit card activity may not show up online for a few business days depending on the speed with which each merchant reports the expenditure.
References
Resources
- Photo Credit credit card image by jimcox40 from Fotolia.com
