How to Compare Short-Term Car Insurance
Traditional car insurance policies cover a car for months at a time. If you only need car insurance for a few days or weeks, a short-term car insurance policy may better fit your needs. This type of car insurance is suitable if you plan on renting a car, or are borrowing a friend's car and would like car insurance coverage. When comparing short-term car insurance plans, there are several aspects you need to consider to ensure you choose the plan that offers the coverage you need at a price you can afford.
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Instructions
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Review the rates of each short-term car insurance plan you are interested in. Just like with traditional car insurance, short-term insurance plan rates vary by company. You can get quotes for short-term car insurance by visiting online insurance websites that offer short-term car insurance such as http://www.usinsuranceonline.com/auto-insurance/policy-types/short-term-auto-insurance.php. Once on the sites, you will need to fill out information such as your age, when you'd like coverage to start, how long you want coverage to last, and your city and state of residency.
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Access the amount of coverage that is available for each plan. Pay special attention to how much the plan will pay if you need to file a claim.
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Scan the short-term car insurance plans to determine how long each plan will be in effect. Some plans may only be good for a couple of days, while other plans are valid for several weeks.
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Go over the plans to determine what types of vehicles are covered. Some short-term car insurance plans cover vehicles that aren't yours, such as rental cars or friends' cars, while others do not.
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Tips & Warnings
For additional help, enlist the help of a car insurance agent to help you compare plans.
Short-term car insurance is not available in every state. To find out if it is available in your state, check with a local insurance agent.
