How Do I Transfer Social Security Monthly Check From One Bank to Another Automatically?

Keep your Social Security benefits safe by using direct deposit.

The Social Security Administration (SSA) strongly recommends direct deposit for those who receive benefits from Social Security programs. In direct deposit, your benefits are automatically transferred from the SSA to your bank account. You don't need to wait for a paper check to arrive in the mail, and you don't need to bring it to the bank for deposit. If you already receive your benefits via direct deposit but want them deposited to an account in a different bank, the SSA offers you several options for making the switch.

Things You'll Need

• Social Security number
• Social Security Direct Deposit Sign-Up Form (optional)
• Your bank information, including your account number

Instructions

1. Download a Direct Deposit Sign-Up Form, also known as Form SF1199A, from the SSA website, print it out and then fill in the requested information.

2. Bring this form to your bank or, if you prefer, to your local Social Security office. Your bank or Social Security office should have this form available for you as well, so if you can't download or print it at home, you can fill out the form there.

3. Call the SSA at 800-772-1213 to make the change over the phone. You won't need to print anything out or visit your bank or Social Security office.

Tips & Warnings

• The Social Security Administration strongly suggests that you not close your old account until you start receiving your benefits in your new account.

References

• Social Security Administration: Direct Deposit Sign-Up Form
• Social Security Administration: Direct Deposit Frequently Asked Questions
• Social Security Administration: Changing My Direct Deposit