How to Find a VA Lender


Veterans who have served a minimum of 90 days active duty during war or 181 days during times of peace and were honorably discharged from the Armed Forces may receive a loan for the purchase of a home, called a Veterans Affairs home loan or VA loan. To use the benefit, the veteran must use a mortgage lender that has been approved by the VA to issue VA loans, commonly called a VA lender.

Things You'll Need

  • Certificate of VA Eligibility
  • Visit the US Department of Veteran Affairs website (see Resources). Locate the nearest VA regional loan center. The nearest center may be within your state or a neighboring state.

  • Call the nearest VA regional loan center and tell them you are interested in financing a home using your VA entitlement. Ask for VA approved lenders in your area.

  • Contact the lenders provided by the VA regional loan center. Ask the lenders for details on the experience the company has with VA loans. VA-approved lenders have varying levels of experience. Find a VA lender with experience, if possible, in your area.

Tips & Warnings

  • VA loans are available up to $417,000 as of July 2010.
  • A veteran can only have one active VA loan at a time.

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