How to Safely Use an ATM Machine

To most of us, the ATM machine represents a quick stop for cash. Although this is normally a safe and secure process, Visa offers these safety tips for using the ATM.

Difficulty: Easy

Instructions

Things You'll Need:

• Checkbook Wallets
• Pocket Alarms
• ATM Cards
• Cellular Phones

1. Use caution when approaching an ATM machine at night, especially if the area is poorly lit or hidden behind trees or buildings. Take someone with you if possible, or choose another machine in a safer area.

2. Have your card ready before approaching the machine. Don't take time fumbling around in your purse or wallet.

3. Make sure no one can see you punch in your PIN number. Shield the keypad with your body.

4. Don't count your cash while standing at the ATM. Immediately put it in your pocket or fold it in your hand and walk away.

5. At drive-up ATM machines, keep all your doors locked and passenger windows rolled up.

6. Always take the receipts with you. Compare your ATM receipts to your monthly bank statement. If you find discrepancies, call the bank.

7. If you lose your ATM card, contact the financial institution that issued your card immediately.

Tips & Warnings

• In general, protect your ATM card from damage by keeping it in a safe place - don't allow it to bend or be scratched.
• Memorize your PIN. If you must write it down, don't keep it in your wallet or purse or write it on the card itself.
• When selecting a PIN, avoid numbers and letters that can be easily identified or associated with you. Do not use your initials, birth date or telephone number.
• If you are using an indoor ATM that requires your card to open the door, avoid letting anyone you don't know come in with you.
• Cancel your transaction and leave the location if you see any suspicious activity.