How to Cash a Capital One Check

Cashing a Capital One check is quick and simple.

Capital One is a commercial bank that offers retail services for consumers and small businesses. In addition, other services include home and auto loans and credit cards to suit consumer and business needs. Many Capital One loan services are available regardless of whether applicants hold savings or checking accounts with the bank. Some loans, such as auto loans, are disbursed through a blank Capital One check that may be made out for cash up to a specific pre-approved dollar amount. The check may be cashed in a way similar to a personal check.

Things You'll Need

• Capital One check
• Pen
• Valid identification

Instructions

1. Review the details of the check, including the name of the payee, the date of the check, the numeric amount, the written amount and the signature field, to ensure that all information is correct.

2. Arrive at the bank at which you wish to cash your Capital One check. Upon meeting with a teller, or other authorized personnel, enter your signature in the appropriate space on the reverse side of the check. If you hold an account at the bank, you may be asked to enter your account number in addition to your signature.

3. Give the check to the assisting teller along with a valid form of identification, such as a driver's license, passport or military identification. Once the teller has positively identified you as the recipient of the check, the cash amount will be disbursed. Some banks may have a limit to the amount for which a check may be cashed. Depending on the amount, you may be asked to deposit a portion of the total into a checking or savings account first and then be able to use it once the check clears.

References

• Capital One: About Capital One