How to Use Reward Points on Washington Mutual Credit Cards
In 2008, Washington Mutual Bank was purchased by JP Morgan Chase. Former Washington Mutual debit and credit cards were replaced by Chase cards and previous Washington Mutual customers became eligible for Chase Rewards Points. The "Flexible Rewards" credit and "Ultimate Rewards" debit card programs allow card holders to earn one point per every dollar purchased. Rewards points earned under old Washington Mutual credit cards were automatically transferred to the "Chase Flexible Rewards" card and appear as rewards points on statements and Chase Online.
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Things You'll Need
- Computer or mobile phone with Internet access or banking app
- Chase Rewards Card
Instructions
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Viewing Rewards Points Earned
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Former Washington Mutual customers, log on to www.chase.com.
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If you have not enrolled in Chase Online, click on the "Credit Cards" link under the "Personal Banking" menu on the Chase Home Page. Click on the "Enroll Online" link at the "Credit Card Home Page." Follow the prompts to enter or create your User ID and Password. At the "Legal Agreement" screen, choose to accept the agreement and confirm.
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After enrolling in Chase Online or, if already enrolled, enter your User ID and Password on the Chase Online home page. At the "My Accounts" page, click on the "Show Rewards" link that appears to the right of the "Ultimate Rewards" or "Chase Flexible Rewards" links.
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After clicking the link, your rewards points earned will appear. If you were enrolled in "Real Rewards," "Premium Points" or any other points program, then one Washington Mutual rewards point equals one Chase Flexible Rewards point. If you were enrolled in Cash Rewards, Cash Rebate or any other cash back program, then one dollar of your Washington Mutual Rewards equals one hundred Chase Flexible Rewards points. For Washington Mutual Business Card customers, each dollar of your existing rewards equals one hundred Chase Freedom for Business points.
Redeming Rewards Points
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To redeem your points, click on either the "Ultimate Rewards" or "Chase Flexible Rewards" link. At the "Chase Rewards Plus" or "Ultimate Rewards" home page, select from the following options: "Get Cash," "Choose a Gift Card," "Get Merchandise," "Book a Trip" or "Browse Experiences" by clicking the links or using the drop-down menus.
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To redeem rewards points for cash, click on the "Get Cash" link to have rewards points converted to cash back into your account, "Pay Yourself Back" to receive credit on your Chase card for a previous purchase or "Donate to Charity" to donate to an organization.
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To redeem rewards points for gift cards, merchandise, or "experiences" (package trips or classes), click on either the "Choose a Gift Card," "Browse Experiences" or "Get Merchandise" links; view the merchandise, merchant gift cards, trips or classes and number of rewards points required for purchase and then click on the icon to order that item.
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To redeem rewards points for travel, click on the "Book Travel" link and enter your flight, hotel and car rental information. At the "Review Your Itinerary" page, view the price of the trip, the amount of rewards points converted to dollars to be subtracted from the total price and the balance due. Click on the "Purchase" icon to proceed.
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Tips & Warnings
The rule of thumb for converting points to dollars is that every one hundred points represents $1 that can be redeemed.
Money to be deposited into an account takes three to five working days to appear in the account.
Gift cards are received by mail within seven to 10 working days.
References
Resources
- Photo Credit young woman making an online purchase image by Paul Hill from Fotolia.com
