How to Study for a Tennessee State Life & Health Insurance License

Tennessee requires an insurance license to sell both life and health insurance.

The Tennessee Department of Commerce and Insurance requires a license to sell certain lines of insurance. Prospective agents interested in selling life and health insurance can get a combined license to sell both life and health insurance. Applicants should begin study and preparation by selecting an approved course provider for both life insurance and accident and health insurance. After completing the course, applicants may use exam outlines, insurance course materials and Tennessee insurance statutes to study for the Tennessee state license exam for life and health insurance.

Things You'll Need

• Insurance course materials
• Tennessee insurance statutes
• Exam content outlines

Instructions

1. Open the Pearson VUE "Tennessee Insurance" page. Pearson VUE administers the Tennessee insurance license exams. Applicants may either take a Life Insurance Exam and an Accident and Health Insurance Exam individually or study for both licenses at once and take a combined exam. The company also maintains a database of approved insurance-education providers. Click on the "Provider and Course Listings" link to get to the search page for Tennessee insurance courses.

2. Select the "Life/Accident and Health/Annuities/Var" subject option under the "Approved Courses by Providers" section of the "Provider and Course Listings" search page. Check "Pre-Licensing Only" and run a search. You must take a 20-hour Life Insurance course and a 20-hour Accident and Health Insurance course to qualify for the combined Life Insurance/Accident and Health Insurance exam. Find the numbers of course providers in the search results. Some providers offer only one of the courses. Some providers combine both insurance courses into a 40-hour course.

3. Go back to the search page and enter provider numbers in the "Approved Providers Listing" section. You can then find contact information for providers and choose an insurance course. Start your study for the Tennessee exam on life and health insurance by obtaining the course materials and completing your courses.

4. Click on "Content Outlines" back on the Pearson VUE "Tennessee Insurance" page. Select the date range for your exam and then scroll down to find these four exam content outlines: Life--General Knowledge, Life--Tennessee Specific, Health--General Knowledge and Accident and Health--Tennessee Specific. Use the content outlines and your insurance study materials to prepare for the General Knowledge part of the exam. Your course materials may also cover portions of the Tennessee-specific parts of the exam.

5. Access the main page for the Tennessee Code on the Michie's Legal Resources website. Scroll down to the "Title 56 Insurance" link and click on it to access the Tennessee Insurance Code. When you use the exam content outlines to study for the exam, you will see some statute numbers. Use this Tennessee Insurance Code to find and study the statutes covered on the Tennessee-specific parts of the exam on life and health insurance.

Tips & Warnings

• Pearson VUE also offers practice tests on General Life and General Accident and Health. As of 2010, the fee is $19.95 per exam, payable online by credit card, debit card or electronic check. However, note that the practice test questions are not relevant to the Tennessee-specific part of the insurance exam.

References

• Pearson VUE: Insurance Candidate Handbook

Resources

• Pearson VUE: Tennessee Insurance
• Pearson VUE: Provider and Course Listings
• Michie's Legal Resources: Tennessee Code
• Pearson VUE: Online Practice Tests
• Tennessee.gov: Department of Commerce and Insurance