How to Check a Mastercard Balance
It’s good to keep an eye on your MasterCard balance. Getting close to the credit limit or exceeding it can hurt your credit score. MasterCard is the brand name for the company that processes millions of transactions worldwide hourly. It licenses its brand to banks and other financial institutions that issue credit cards. MasterCard do not issue credit cards and has no access to your account information. Your credit limit and account management is handled by the bank that issued your card. You can check a MasterCard balance with your card issuer online, calling a toll-free number, or at some ATM machines.
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Instructions
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Decide whether to check your MasterCard balance online (if you have signed up for online account management), by calling a toll-free number or by using an ATM (not possible at all ATMs).
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Check your MasterCard balance online. Log on to your card issuer's website with your user ID and password. Select “Account management.” Click on “Account details.” Your latest transactions, credit-card limit and available balance will be displayed.
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Call the toll-free number to check your MasterCard balance. The number is on your credit-card statement. Have your card and personal details at hand. Most card-balance services are automated. Follow the verbal instructions. You will need to enter your card number, issue date, date of birth and registered telephone number. Details can be entered on the telephone keypad or by speaking. Once your identity is verified you will be given your MasterCard balance.
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Insert your card into an ATM machine operated by your card issuer's bank. Enter your four-digit PIN number. Select “Balance inquiry” from the screen. Your card's balance will be displayed.
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Tips & Warnings
Use an ATM machine associated with the bank that issued your card. Although you can get cash out of most ATMs, not all can give the account balance.
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