How to Be Removed From a Credit Card Pre-Screened List
The website OptOutPrescreen is maintained by the three major credit bureaus--TransUnion, Equifax and Experian--to comply with Federal Trade Commission regulations that state consumers shall have the option to opt out of pre-screened credit offers. Consumers may opt out of pre-screened offers for five years or permanently. OptOutPrescreen will accept permanent opt-out requests by mail or by phone, and five-year opt-out requests may be submitted online or by phone. There is no fee to opt out of pre-screened offers using this service.
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Instructions
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Opt Out Online
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Go to OptOutPrescreen.com.
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Select "Click Here to Opt-In or Opt-Out" at the bottom of the page.
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Select either the "Electronic Opt-Out for Five Years" or the "Permanent Opt-Out by Mail" option. Hit "Submit."
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Enter in your personal information such as your full name, date of birth, Social Security number and address into the corresponding fields. Press "Confirm." If you selected to opt out permanently by mail, you will be redirected to the "Permanent Opt-Out Election Form." Complete the form and send it to the address provided on the form.
Opt Out By Phone
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Call PrescreenOptOut at 888-567-8688.
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Press the number "1" on your phone when prompted to op out of prescreened credit offers for five years, or press "3" to opt out permanently.
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Provide your personal information when prompted. The automated service will ask you for your full name, Social Security number and date of birth. If calling from your home phone, the automated service will try to match your phone number to an address which you will have to confirm.
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