How to Receive Online Credit Card Payments

Accept credit card payments on your website.

Part of building a successful online business may be to accept payments from customers for your products or services. To help customers feel secure inputting their credit card information into your website, you should use a trusted third-party processing vendor. Vendors such as PayPal, Google Checkout and Chase Paymentech are brands that many customers ordering online will recognize and trust. These payment systems can be installed in most websites, and only require that you complete a free application to use the service.

Instructions

1. Sign up for PayPal. PayPal is a popular payment processing service on the Internet. Users may copy and paste code to their website that will allow users to add merchandise and services to a shopping cart, upon checkout, PayPal will process payment for those items from the user and send you the appropriate amount of funds. If you are selling information that is distributable online, PayPal will redirect the customer to the appropriate page to download an ebook or access online videos. PayPal does charge transaction fees. For example, as of 2010, PayPal charged a transaction fee of 2.9% of the overall payment plus an additional $0.30 on any transaction between up to $3,000.

2. Accept credit card payments with Google Checkout. Google Checkout is a payment processor maintained by Google, Inc. Users may copy and paste a code into their website that allows users to order items online and Google will then take their payment information and process the payment for you. You will be notified of purchases via email, or you can log into your Google Checkout account and see all transactions. As of 2010, Google Checkout charged a transaction fee of 2.9% of the overall payment plus an additional $0.30 on any transaction between up to $3,000.

3. Start accepting credit cards payments with Chase Paymentech. Chase Paymentech is a service offered by Chase bank for online credit card processing. This system works similar to other systems, a user will copy and paste code to enable the customer to order products and services by clicking a Buy Now or Add to Cart button. Chase Paymentech will then process the payment for you. (There is a transaction fee and you must inquire with Paymentech about the exact transaction fee.)

References

• PayPal: Merchant
• Google: Google Checkout
• Chase: Paymentech

Resources

• PayPal
• Google Checkout
• Chase Paymentech