How to Get a Rental Car After an Accident

A car accident may leave you in need of a rental car.

An automobile accident can be a very traumatic event, and, at the very least, it is usually inconvenient. Luckily, most drivers are able to use a rental car while their vehicle is being repaired or as they are waiting for their insurance settlement to purchase a new automobile. If you need a rental car after an accident, follow some basic tips in order to minimize your inconvenience and time lost on the road.

Things You'll Need

• Phone
• Driver license
• Credit card
• Proof of insurance

Instructions

1. Call the authorities immediately after an automobile accident, so that a police report may be issued for insurance purposes. The report also may provide details of the police investigation, who they determine to be at fault and a list of witnesses interviewed. This may prove helpful to your insurance adjuster and garner your settlement sooner.

2. Call your insurance company or local agent as soon as you are able and explain your situation. Ask the representative what steps you need to take in order to file your claim. If you don't know whether you have coverage for a rental car, ask the agent to review your policy and contact you immediately, so that you can obtain new transportation right away.

3. Call the rental car agency suggested by your insurance company. If you have proper coverage, your representative may arrange for the rental car for you. If you don't have insurance for a rental, call the companies yourself. Compare rates and policies, as they vary greatly throughout the industry.

4. Choose which type of vehicle that you would like to drive while you are speaking with the rental car company. You may not have options if your insurance representative made the arrangements. Then decide how to pick up the vehicle. Someone from the rental agency may drive the car to you, if you don't have transportation.

5. Provide appropriate personal identification (such as your driver license), proof of insurance (if necessary) and a valid credit card to the rental company. Even if your insurance policy covers the cost of the rental car, the company may require credit card information in the event that you damage the car or you rent it longer than is covered by your policy.

Tips & Warnings

• Always attend to any medical needs first and call 911, if necessary, after a car accident. Worrying about the car comes second!

• Some car rental agencies have age minimum requirements.

References

• Edmunds: Tips for Filing a Claim After a Serious Car Accident