How to Contact the Credit Bureau to Lift a Fraud Alert Off Your Credit

Being a victim of credit fraud can be catastrophic, but if you no longer need a fraud alert, you may contact the credit bureaus

Placing a fraud alert on your credit is a good idea if you think someone is trying to open accounts in your name or use your existing credit cards. To implement one, you need to fill out a short application with the three major credit bureaus: Equifax, TransUnion, and Experian. But once you feel your account is no longer in jeopardy, you can request that the fraud alert be lifted from your report by all three credit bureaus.

Instructions

1. Prepare a letter requesting that Equifax remove your fraud alert. They want your name, social security number, date of birth, phone number, and your current and past addresses. Send the request to:

   Equifax Information Services LLC
   PO Box 105069
   Atlanta, GA 30348-5069 (See References 1, "Credit Protection FAQs")

2. Prepare a letter requesting that TransUnion remove the fraud alert from your account. Send the letter to:

   TransUnion
   P.O. Box 6790
   Fullerton, CA 92834 (See References 2)

3. Print and fill out the Experian fraud alert information sheet (See Resources). You will also be required to provide a copy of a government-issued form of ID (such as a driver's license or passport), as well as a copy of your most recent utility bill. Send all forms to:

   Experian
   PO Box 9532
   Allen, TX 75013

References

• Equifax: Fraud Alerts
• TransUnion: Fraud Alert

Resources

• Experian: Victim Statement