How to Protect Your Debit Card Number

Protecting your debit card number is very important. Thieves are always preying on unsuspecting individuals, and once a thief gets hold of your debit card it can dramatically affect your life. In some cases, it may take months before you can get the problem rectified. It's not only a hassle, but it can affect your financial wellbeing.

Things You'll Need

• Debit card
• Paper shredder
• Computer

Instructions

1. Shield your pin number while using your debit card in public places. You can do this by covering your pin number with your free hand or using a large bag to block others from viewing it.

2. Shred or protect any document that contains your debit card number and or pin.

3. Memorize your pin number and never give it to anyone. The pin number is the backbone of a debit card. The debit card only works if you have the pin number. Therefore, it should never be shared.

4. Always choose random numbers for your pin. Using easy numbers such as your address, birthday, anniversary or telephone numbers can be cracked easily if your wallet is ever stolen or lost.

5. Register for online account access at your bank. This is a great way to track your purchases and monitor your bank account and debit card activity.

Tips & Warnings

• Be aware of your surroundings. If you notice someone who appears suspicious, do not use your debit card in that area.

• Never lay your debit card down on counters or ATM machines after making a transaction. Thieves can easily pick up your card while you are distracted.

References

• USA Today: Thieves love debit cards; here's how to protect them
• BMO Capital Markets: How to protect your debit card and pin