How to See if Checking Accounts Were Reported to Chex Systems
Chex Systems is an organization that maintains a list of checking accounts that were overdrawn for such a long period of time that their banks closed the accounts and reported them to the service. If you have a checking account on Chex Systems, many banks will not allow you to open up an account with them until you make good on those accounts. You can see if your checking accounts were reported to Chex Systems by contacting the organization.
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Instructions
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Order a consumer report from Chex Systems website. Read the Terms and Conditions and click "Agree."
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Check whether you were denied a bank account from a financial institution during the past 60 days, then click "Next."
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Mark whether you are older than 18 years of age. Click "Next." If you are less than 18 years old, click on the Order Form link on the following page and print out the form. Mail the completed and signed order form, copies of your Social Security card and state-issued photo identification card, a notarized copy of your birth certificate and a utility bill or pay stub of one of your parents or guardians proving your address to ChexSystems, Attn: Consumer Relations, 7805 Hudson Road, Suite 100, Woodbury, MN 55125 or fax the documents to 602-659-2197.
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Enter your name, Social Security number, date of birth, address and the security code at the bottom of the page. Click "Submit."
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Check your mailbox in five business days for a letter from Chex Systems. Open the letter.
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Scan the letter for the list of your checking accounts that were reported to Chex Systems. If none are listed, you have not had any checking accounts reported to Chex Systems during the past five years.
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Tips & Warnings
Accounts reported to Chex Systems remain on the service for a period of five years.
References
Resources
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