How to Add a New Credit Card or Debit Card
You can add a new credit or debit card simply by applying and being approved. See your bank or credit union for credit and debit card offers. There are cards for nearly all situations, including cards for students and people with bad credit. You can also choose from prepaid debit cards and even secured credit cards that require you to make a bank deposit to activate your credit line.
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Instructions
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Apply for a debit card. Most debit cards are tied to a checking account at a bank or credit union. The checking account is opened first, followed by the debit account. Other companies market prepaid debit cards not tied directly to a bank. Many of the prepaid cards are sold in retail, payday loan and check cashing stores.
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Apply for an unsecured credit card. Unsecured credit cards don't require any collateral, such as depositing money into a savings account. Virtually all banks and credit unions offer them. Ask at your bank for an application.
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Apply for a secured credit card. Ask your bank about secured credit cards as well. In most cases, your credit line will match the amount you have on deposit. People trying to rebuild or establish their credit often are drawn to secured cards.
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References
- Photo Credit credit cards image by Aleksandr Lobanov from Fotolia.com
