How to Rent With a Discharged Bankruptcy
A bankruptcy discharge erases your past debts and presents the opportunity to start over. Still, some creditors and landlords are leery to work with people who have a bankruptcy on their record, which can make renting or buying a home difficult. If looking to rent a property, there are ways to make a good impression and get the property. Consider methods to improve your chances of finding a rental after a discharge.
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Instructions
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Maintain stable income and employment history. Expect your landlord to check with your employer for a reference. Don't bounce from job-to-job. Stay with the same employer for at least six months, and be prepared to show income statements or tax returns.
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Disclose your personal information. Briefly mention your recent discharge to see if it'll affect your ability to qualify for the property. Be honest and upfront to gain the landlord's trust.
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Impress the landlord. Consider business casual attire when meeting with potential landlords. Speak professionally, no slang. Offer a handshake. Maintain good eye contact.
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Negotiate the security deposit and rent. Persuade a landlord by offering to pay a higher security deposit or higher monthly rent to compensate for your bad credit history.
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Present your rental history. Prior to meeting with potential landlords, contact your previous landlords and ask them to write a professional reference in your behalf. Ask for references only if you've always paid your rent on time.
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References
- Photo Credit apartment for rent image by dead_account from Fotolia.com
