How to Stop Credit Card Mailings
Credit card companies generally use a set of qualifying criteria to access new potential customers from the credit bureaus. Once they have the information, they will send credit offers to a potential credit holder's home. To stop receiving credit offers in the mail, you must opt-out. The consumer credit agencies have created an official website and automated help line to help consumers opt-out of lists that result in credit offers.
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Instructions
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Go to OptOutPrescreen.
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Select the "Click Here to Opt-In or Opt-Out" button at the bottom of the homepage.
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Select from the Opt-out options: Electronic Opt-Out for Five Years or Permanent Opt-Out by Mail. Then press "Submit."
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Enter in your personal information. You will be asked to enter in your personal information for either Opt-out option. Enter in your name, address, Social Security number, and date of birth.
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Select "Confirm" to submit your request.
OptOut By Phone
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Call OptOutPrescreen at: 1-888-567-8688. You will be prompted to input your information via an automated system. There is no live customer service representative.
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Press "1" on your telephone keypad for English or "2" for Spanish.
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Press "1" to Opt-out for five years, or press "3" to Opt-out permanently.
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Input your home telephone number with your phone's keypad. When prompted, speak your first and last name and home address (spelling any words that may be difficult).
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Enter or say your Social Security number when prompted. Confirm your Social Security number by hitting "1" prompted to do so by the automated system. Then enter or say your date of birth (e.g., say January 2, 1965, or enter 01021965). You will then be taken off any mailing lists for credit offers within five business days.
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Tips & Warnings
You can also opt back in by calling or going to OptOutPrescreen.
References
Resources
- Photo Credit credit cards image by Aleksandr Lobanov from Fotolia.com
