How to Know If Someone Has Soldier's Insurance
Soldier's insurance refers to the life insurance policy on the life of a soldier. It will pay benefits to survivors in the event that a soldier dies while serving his country. Most soldier's insurance policies are generated through Servicemember's Group Life Insurance, which automatically covers each soldier for up to $10,000 unless the soldier declines it in writing. If a soldier has died, there are a couple of ways to determine if she was covered by a soldier's life insurance policy.
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Instructions
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Gather information regarding the soldier. This includes the legal name, date of birth, date of death and Social Security number of the deceased soldier.
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Call the Servicemember's Group Life Insurance company through the Department of Veterans Affairs. Explain to the customer service representative that you are seeking to apply for benefits for a deceased soldier.
US Department of Veterans Affairs
Life Insurance
800-669-8477 -
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3
Contact the Medical Information Bureau (MIB). For a $75 fee (as of 2010), you can obtain a report from MIB regarding your soldier's life insurance application history. MIB has records dating back to 1996.
MIB Solutions, Inc.
50 Braintree Hill Park, Suite 400
Braintree, MA 02184-8734
781-751-6330 -
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Call the insurance companies listed in the MIB report to see if any of them actually issued a policy on the soldier in question.
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Tips & Warnings
You will not be able to obtain policy information on a living soldier unless you have been given power of attorney while they are away on duty. You will still be able to obtain an MIB report that gives you an indication of whether a solider applied for life insurance.
References
Resources
- Photo Credit a soldier on exercise image by Pavel Bernshtam from Fotolia.com
