How to Use PayPal Without a Credit Card or Bank Number

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How to Use PayPal Without a Credit Card or Bank Number

You can have a PayPal account without having a credit card or bank account by purchasing what are called MoneyPaks. You buy them at brick-and-mortar stores, in addition to a service fee. You don’t even need to have a PayPal account at the time of purchase, since you don’t deposit the money in the MoneyPak until later.

Things You'll Need

  • MoneyPak
  • Cash
  • PayPal account
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Instructions

    • 1

      Go to a store that sells MoneyPaks. Chains that sell them include Wal-Mart, CVS, Walgreen’s, Rite Aid, Kroger and Kmart.

    • 2

      Pay for the MoneyPak with the amount you want to add to the PayPal account, plus a service fee, which is $4.95 maximum. You can add between $20 and $500, up to $1,100 at Wal-Mart.

    • 3

      Log into PayPal and create an account, if you don’t have one. Go to “My Account,” “Add Funds,” “Add Funds from MoneyPak.”

    • 4

      Enter the number at the bottom of your MoneyPak ticket, or enter the activation number on your receipt if you bought it at Wal-Mart.

Tips & Warnings

  • eBay also accepts MoneyPaks.

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References

  • Photo Credit Jupiterimages/Brand X Pictures/Getty Images

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