How to Save Money This Christmas
Pretty much everyone is feeling the pinch of the economic slowdown. Sometimes Christmas shopping can leave us remorseful heading into the New Year. This time, follow these simple steps and enjoy Christmas, just for a lot less money. Does this Spark an idea?
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Instructions
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It sounds simple but make a list. Decide ahead of time who you need to buy for and generally what they might like. This cuts down on impulse buying.
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Cut corners on the things that DON'T matter the most. Target and Dollar Tree have wrapping paper, bows, and gift tags for $1.00. (it gets destroyed anyway). Shop online and take advantage of FREE SHIPPING. You save gas as well as time.
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Visit websites of your favorite retailers and sign up for coupons and to be on the mailing list. Many of them have e-coupons available shortly after you sign up. Khol's, and Michael's are great for e-coupons.
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Keep it simple on the party treats. Instead of making something elaborate, time consuming, or expenzive, offer to bring soda, ice, sugar cookies or even hot chocolate.
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Don't be afraid to regift for white elephant exchanges. Giving away an unused, unopened gift is okay. Even if it was given to you by someone else.
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Join the Blastoff network. It connects you to over 400 retailers and gives you access to great deals. Also when you shop you earn CASH BACK!! Then when you invite friends to join-you earn money when they shop. Visit http://my.blastoffnetwork.com/livingthedream07
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Tap into your inner artist and make gifts this year. Check out Michael's, or Hobby Lobby for card making kits, or kits to make things like scarves or candles. It is the thought that truly does count and handmade gifts say so much.
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Tips & Warnings
Don't stress out. It is a season and it will be over soon. Enjoy the good parts. Stress can also lead to over spending.
Resources
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Comments
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thompson6
Jan 19, 2009
Some banks have programs to save specifically for Christmas. A specified amount is automatically deducted to a separate account every month, and then in November the money is sent to you.
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thompson6
Jan 19, 2009
Some banks have programs to save specifically for Christmas. A specified amount is automatically deducted to a separate account every month, and then in November the money is sent to you.
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tintinn85
Nov 29, 2008
An easy way to remember to 'pay' your savings account first is to set up a direct deposit or automatic withdrawal from your bank account or or through payroll deposits. I have saved a considerable amount this way, and it is almost too easy to save money every two weeks. I'm always pleasantly surprised to see just how much I have saved when I check the balance of the savings account.
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tintinn85
Nov 29, 2008
An easy way to remember to 'pay' your savings account first is to set up a direct deposit or automatic withdrawal from your bank account or or through payroll deposits. I have saved a considerable amount this way, and it is almost too easy to save money every two weeks. I'm always pleasantly surprised to see just how much I have saved when I check the balance of the savings account.
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Wendy Stewart
Nov 24, 2008
So easy to do, yet so few people do it. I wrote some similar articles. You may want to check those out.
