How to Find an Apartment With No Credit Check

Renting an apartment doesn't require a good credit score.

Finding an apartment is stressful enough without worrying about passing a credit check. There are many landlords that do not require a credit check before leasing an apartment. With a little searching, and a backup plan, you can easily find an apartment despite your bad credit score.

Instructions

1. Gather letters of recommendation from former or current landlords and employers. In lieu of a credit report, a letter of recommendation ensures a landlord that while you do not have an ideal credit score, you are able to retain a job and pay your rent on time.

2. Look for apartments in your local rental listings. These can be found in newspapers and various apartment locating websites such as apartmentfinder.com. There should be a phone number accompanying the listing so that you can call the landlord or building management company to set up a time to view the apartment.

3. Visit the apartments that interest you. If you decide there is an apartment you like, let the landlord know you are interested and she will let you know if a credit check is required to rent the apartment. Oftentimes for smaller apartment buildings, a credit check will not be required.

4. Let the landlord know that you are employed and have letters of recommendation available at her request.

References

• MyNewPlace: Rent Apartments with Bad Credit

Resources

• Read this Article in Spanish