How to Get Pre-Approved Business Credit Card Offers
Sometimes businesses may require additional funding to expand or handle emergency issues that can arise. Having business credit cards provides flexible payment options and buying power for your business. If your business is structured properly and registered with various companies, you will began to receive pre-approved credit card offers for your business.
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Instructions
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Ensure you have a Federal tax ID number. A Federal tax ID number is issued by the IRS and is used to establish business credit, open business checking accounts, as well as an identifier for your business to pay taxes. You can obtain your Federal tax ID number by going to the IRS's websites to apply, or printing out form SS-4 from the IRS website and mailing it in, or contacting an IRS agent over the phone and applying. There is no cost for a Federal tax ID number.
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Have a working telephone number in your business name that can be found by directory assistance. Many credit card companies will research certain businesses by their phone numbers to obtain the address or other information to offer credit card offers. Check with your business telephone provider to determine if you can be located via directory assistance and online search directories like "YellowPages.com".
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Apply for credit. Applying for credit and/or getting approved for one credit card can typically open the floodgates for other credit card offers to be sent to your business. If you have a business checking account, attempt to apply for a secured or unsecured credit card with your local bank. Your good payment history may prompt other credit card companies to send you pre-approved offers.
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Join Dun & Bradstreet. Dun & Bradstreet is a credit bureau for businesses. Once you have an established credit profile with Dun & Bradstreet credit card marketing firms may check with Dun & Bradstreet to determine your payment history and began to send you pre-approvals. If you have approximately three trade lines already open with your business check with Dun and Bradstreet to see if a credit profile has created for you automatically.
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Add your business information to mailing lists of various businesses that you would like to work with. Your business name and address should be circulating to generate further proof that you are a viable, working business. Order free catalogs from companies like Sears, Staples, Home Depot, and IKEA. Credit card companies can sometimes purchase mailing lists from these businesses to solicit pre-approval offers to their customers.
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Tips & Warnings
Pay your bills on time. Positive credit with the credit bureaus Dun & Bradstreet and Experian generate more preapproval credit card offers being sent to your business.
