How to Find Listings for HUD Homes
The Department of Housing and Urban Development (HUD) owns homes that had Federal Housing Administration-insured mortgages but were subject to foreclosure. These homes are often listed substantially lower than their assessed values, as HUD wants only to recover the costs associated with the foreclosure. A HUD home can be bought by almost anyone with first priority being given to owner-occupant purchasers. While a HUD home may be sold only through a real estate broker registered with HUD, anyone can search for and view available HUD homes.
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Instructions
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Navigate to the HUD website (see References below).
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Scroll over the subject heading "Topic Areas." A two-column list will appear.
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Click on the title "HUD Homes." A list of states will appear.
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Click on the state of interest. A "Notice" page will appear indicating that the information requested is for an external link.
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Scroll down to and click on "Go to the requested page." A search page will appear. The search page for each state will be different as they are maintained by different management companies under contract with HUD.
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Fill in the search criteria and click on the "Search" button. A listing of available HUD homes that meet the search criteria will appear.
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