How to Use PayPal Without Opening an eBay Account
If you want to use PayPal to send or receive money, you can do so without opening an eBay account. A subsidiary of eBay, PayPal allows users to conduct secure money transactions even if they are not eBay business matters. You can use PayPal to buy products and services by following a few simple steps. You must enter your checking account when starting your PayPal membership to ensure there is back-up funding if there is not enough money in your PayPal account.
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Things You'll Need
- Checking account information
- Credit or debit card information
- Internet access
- Phone number
- Street address
- Email account
Instructions
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Start a PayPal account by visiting http://www.paypal.com. Click on the "Sign up" link at the top right of the page or below the email sign-in form on the left-hand side of the page. Choose whether your account will be personal, premier or business.
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Enter your checking account and credit card numbers and the other requested information such as your mailing address and email address. Confirm your membership by opening the email PayPal sends to the address you entered during the sign-up process. Write down your password and keep it in a secure place. When you return to PayPal to login, enter your email address and password.
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Click on the "Send Money" tab in the top navigation menu to pay for products or services. You need the email address or mobile phone number of the recipient. The recipient does not need to be a PayPal account holder.
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Select whether your transaction is a purchase for goods and services or for personal reasons such as a gift or for living expenses. Enter the dollar amount and click "Continue." PayPal will show a summary of your order. At the bottom of the screen, you can customize an email message. Click "Send Money" when you've finished completing the form. PayPal will show you a confirmation and send the email to the recipient.
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Tips & Warnings
If you're receiving funds through PayPal, you can ask PayPal to issue a check, allow the money to stay in your PayPal account or ask PayPal to transfer the funds to your bank account. To manage money you receive through PayPal, click on the "My Account" tab in the navigation menu and click on an option in the sub-menu such as "Add Funds" or "Withdraw." You can also send invoices through PayPal by clicking on the "Request Money" tab on top.
Remember to have enough money in your checking account if PayPal must dip into it to meet your transaction needs. Familiarize yourself with any fees associated with a PayPal account before joining (see the "References" section below).
