How to Pay From PayPal With a Debit Card

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You can link as many debit cards as you want to your PayPal account for sending money. If you don’t have a PayPal account, you can use your debit card to pay a PayPal invoice or respond to a money request. You will pay a fee when you send money through your debit card unless you are purchasing goods or services, in which case the seller pays a fee..

Using a Debit Card with a PayPal Account

  • Log into your PayPal account and click the “Pay or Send Money” icon, or the “Send & Request” tab at the very top of the page. Select whether you are sending money to friends and family or paying for goods and services. Enter the mobile phone number or email of the recipient, then click “Next.” The next screen details your funding sources: If you have money in your PayPal account, that balance will be depleted first. Any remaining amount will default from a linked bank account; to change it to your debit card, click the arrow next to the account. Your linked accounts will appear to the right. Select the debit card you wish to use, then click “Send.” If the card you want to use isn’t linked, click “Link a Card.”

Adding a Debit Card

  • You can link a debit card to your PayPal account any time. Log into your PayPal account; to your left you’ll see your available bank accounts plus any credit and debit cards you have linked. Click on “Banks and Cards” or the “Wallet” tab at the top of the page to add a card.

Paying Without an Account

  • A PayPal user can send you an invoice or a money request that you can pay with a debit card even if you don’t have a PayPal account. You will receive an email when the invoice or request is sent with instructions on how to pay it. You can either create a PayPal account at the time you pay it, or you can pay with your debit card without creating an account.

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  • Photo Credit Comstock Images/Stockbyte/Getty Images
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