How to Report Credit Card Fraud Against the Elderly
Approximately 20 percent of senior citizens have been a victim of fraud. This is devastating, because many elderly people are on fixed incomes and have no financial way of recovering from fraud. Detecting fraud against the elderly is difficult since most elderly people don't report it or if they do report it, nothing is done on their behalf. The NCVC (National Center for Victims of Crime) reports that only eight out of 184 responding programs said they actually intervene on behalf of the elderly when it comes to fraud abuse. So, it is very important to report fraud against the elderly.
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Instructions
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If you have determined that fraud has committed against an elderly victim, first discuss this information with the victim. Gather as much information from the victim to gain proof that fraud has occurred.
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If the victim has given out any bank account numbers or credit card information was given out, assist the elderly victim in contacting his bank and credit card company to get his information changed.
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Contact the local police department so that they can make a police report and assist the senior citizen in getting his money back and finding the criminal. The police can also provide the victim with valuable advice to help prevent fraud from occurring again and what they should do next.
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Assist the victim in contacting the three credit reporting agencies and reporting the fraud. This will ensure that any fraudulent information, charges and bills will get removed from their credit report.
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Tips & Warnings
Report elderly fraud as soon as possible, because the longer you wait the more damage is done.
Be prepared to possibly speak on the elderly victim's behalf because there are many elderly victims that suffer with health conditions such as Alzheimer's Disease that prevent them from effectively communicating with others.
