How to Claim Payment on PayPal


PayPal allows anyone to send and receive money around the world with no complex setups or expensive fees. The company takes care of the details: you simply point and click on the website. If you’re lucky enough to receive a PayPal payment, you can automatically use it to pay any merchants that accept the service. However, if you want to use the funds outside the web, you need to link to your bank account and then claim the payment with a deposit.

Things You'll Need

  • Checking or savings account
  • Computer with Internet access


  • Choose the “My Account” tab from the PayPal website (

  • Choose the “Profile” menu and select “Add or Edit Bank Account.” Then click the “Add Bank” button.

  • Pick “Checking” or “Savings.” Then enter the required account numbers, which you can find at the bottom of your check or in a bank statement. The bank name appears after you enter the routing number.

  • Click “Continue” to confirm your bank account. PayPal makes two deposits of less than $1 to your account. Check to see that you received those deposits and then log into your PayPal account. Click “Confirm” so you can deposit PayPal amounts.

Claiming Funds

  • Choose the “My Account” tab.

  • Choose the “Withdraw” menu and select “Transfer to Bank Account.”

  • Enter a deposit amount that is less than or equal to the current balance. If you have more than one account, choose the receiving bank from the “To” drop-down menu.

  • Click “Continue” to display transaction information. After confirming that all the figures are correct, click “Submit” to move the money into your account. An email will quickly confirm your deposit. Depending on your bank policies, the amount may not show up in your account for a few days.

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