How to Finance Land Rovers
If you are interested in buying a new or used Land Rover, there are a number of programs to help you finance your purchase. As of early 2010, prices for new Land Rovers began at around $36,000 and went to $79,000 for base models. In addition to buying a Land Rover outright, you can also lease Land Rovers from most Land Rover dealers, which may be a more appealing option for some.
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Instructions
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Decide how much debt you can take on to buy a Land Rover, new or used. The Land Rover USA website has a link to a payment calculator on its home page. The payment calculator takes into account the model of Land Rover you want, the value of any trade-in you might make, the length of financing you need, ranging from three to six years, and any special offers Land Rover is making at the time.
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Visit your local Land Rover dealer. Take with you the information you got using the Land Rover payment calculator, as well as a current bank statement and your social security number. Discuss your options with the dealer and get her terms in writing and ask how long these terms are good for so that you can check into whether your bank has a better deal on a loan for you. Most car dealers will offer terms that are good for at least a week.
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Make an appointment to talk with the loan officer at your bank. Take along the information you got from the Land Rover payment calculator. Discuss what kind of terms the bank can give you for a car loan for the Land Rover model you want. Sometimes banks can offer lower interest rates than dealers, or more flexible payments. Check with both the dealer and your bank before making a final decision.
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