Most families spend at least $200-300 per month on groceries. Being on a tight budget and wanting to be home with your family can really inspire financial creativity. I use coupons for groceries on a regular basis to save big on groceries every month (you can check the "Resources" section below for easy ideas on how to do this). In the midst of my financial creativity to stretch our budget to the fullest, I have found a way that you can actually get about a month's worth of free groceries just by purchasing your groceries. I hope that I can help your budget and help your family to get free grocery items as well!
Things You'll Need
- Your tax refund or part of your tax refund
Check with your local grocery stores about gift card bonuses near tax time. During the last two years, at least two of our local grocery stores have offered a 10% bonus if you purchase grocery gift cards with your tax refund money. This is one of the best freebies that I have found. Locate the grocery stores in your area that are offering this program.
Decide which grocery store program that you would like to use and go and purchase your grocery gift cards with your tax refund money before the program end date. The grocery stores offering this in my area do not ask to see anything regarding your taxes or tax refund. You simply go to their customer service desk and tell them that you want to purchase grocery gift cards and get the 10% bonus. You can normally purchase $1,200 worth of grocery gift cards per person. You and your spouse, partner, or roommates can usually each purchase $1,200 worth of grocery gift cards per person.
When you purchase $1,200 in grocery gift cards and get a 10% bonus added to your cards, you get $120 in free groceries. When two of you in your household purchase these, you get $240 in free groceries, which is about a month's worth of free groceries for many people. Enjoy your 10% bonus of free groceries. There aren't many investments right now that will guarantee you a 10% return. This is one of the better free offers for free groceries that I have found.
Use your grocery gift cards throughout the year to purchase the rest of your groceries. Make sure that you use the full balance prior to any gift card expiration dates. I wish you continued prosperity as you save money for your family.
Tips & Warnings
- Check with grocery stores on their gift card specifics to determine if there are any expiration dates. In my area, the grocery store gift cards do not have any fees or expiration dates. Make sure you understand any limitations on grocery gift cards prior to purchasing them.
The Average Budget for Food for One Person
Check your weekly food budget against the national averages to see how well you have budgeted these expenses.
How to Avoid The Gift Tax
Gift tax hits the person giving the gift, not the recipient. At the time of writing, giving more than $14,000 to one...
How to Feed a Family of Six on $200
The average American family of four spent between $509 and $988 per month on groceries in 2009, according to the United States...
How to Get Free Groceries
Over the years, we have all picked up tips for saving money on groceries, but how about to getting groceries for free?...
How to Do Weight Watchers For Free
Have you been thinking about joining Weight Watchers but are worried about how much it costs? You can actually do weight watchers...
How to Make an Extra $500 a Month From Home
Making an extra $500 a month online, in the comfort of your own home is possible. Although there are many scams out...
How to Feed A Family Of 2 With $200 A Month
With times as hard as they have been recently I have had to find ways of reducing my food expense. It is...
How to Store 6 Months' Worth of Food for an Emergency
Storing food for future use was a part of life for early Americans, but the growth of stores that offer fresh supplies...
How to Budget for Groceries for a Month
Setting a budget is a great way to keep track of your finances. Budget for groceries for a month with help from...