How to Pay Someone With a PayPal Account If You Don't Have One


PayPal is a widely used Internet payment website for transactions between individuals and businesses. You can send money to someone almost instantly, with a rare delay for validation of payments made with a credit card. Although PayPal prefers all users to have PayPal accounts, if you don't have one, the system incorporates a way for you to send money to someone who does, via credit card payment to the PayPal account holder.

Things You'll Need

  • Payee's PayPal email address (doubles as the payee's account identification)
  • Credit card
  • Go to PayPal's website at

  • Click the "Personal" tab at the top of PayPal's Web page, which will take you to a page titled "Send Money to Friends and Pay for Goods." On this screen, enter the payee's PayPal email address in the "To" field, then enter your own email address in the "From" field.

  • Enter the dollar amount you want to send in the "Amount" field immediately below the email address fields. Click the "Personal" tab on the far bottom if the transaction is a personal transfer of funds. If the payment is for an item or for services, leave the "Purchase" tab selected. Click "Continue."

  • In the following payment processing pages, select "I don't have a PayPal account, and would like to pay via credit card." Enter your credit card details and your payer information as directed by the PayPal system. Once you have entered and double-checked the information, click the "Pay Now" or "Submit" button. Your payment will be sent to the payee's account.

Tips & Warnings

  • Make sure your web browser has a secure connection before entering any credit card information. You can determined this by looking at the URL address bar at the top of your browser, where you should see an "https:" rather than "http:." The "s" indicates you are using a secure encrypted connection in which your personal information is protected.

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