How to Find a Medicare Part D Prescription Drug Plan
Medicare part D is the part of medicare that covers prescriptions. Those who qualify for medicare will also qualify for medicare part D. As part of your qualification process you will need to pick a specific drug plan to cover your medications. There are many different options available to suit your needs. Finding the right medicare plan can help save thousands of dollars on prescription drug coverage.
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Instructions
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Start by logging on to the qlmedicare.com website. Here you'll find a wealth of information about chosing a medicare provider. The site also has lots of information about how to find the right medicare part D plans to suite your short term and long term medical needs.
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Look for the 2010 Part D Drug Finder tool. You'll find it on the left hand side of the computer screen. Click on this link to help you find a medicare part D provider in your state.
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Select your state. You may chose where you live right now or where you have your current residence.
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Decide if you want to find the plans with the lowest monthly premiums if you don't currently take medications. This can be ideal for those who don't have many prescription needs. Use this as a start to make decisions about the medicare part D plans. If you take medications think about considerations as suggested in the next steps.
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Figure out if you qualify for extra help. If you meet certain income guildelines you may be eligible for help from the federal government to pay for your medicare part D monthly premiums.
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Decide if you want to search for plans that costs a certain amount, have a specific deductible, offer a no co-pay on generic medications or offer gap coverage. You can decide you only want to pay a certain amount each month for medicare part D presciption drug coverage plan or if you'd rather pay extra money to make sure that you have enough coverage for specific medications.
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Click on show me the plans. You can also search for a specific medicare part D prescription drug plan. Each plan shown should meet your desired goals including a certain copay and coverage for specific medications in your state.
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Tips & Warnings
Take the list as a starting point.
Contact the medicare part D company directly for more detailed information.
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