How to fight back against your Indymac foreclosure
Have you been trying to get Indymac now One West bank to modify your mortgage? Have you been in contact with them asking them to help you keep your home only to get a cold shoulder? The truth is that Indymac/ One West bank has NO intentions on helping homeowners keep their home. In fact they would rather foreclose since they will profit more in the end. Here are some steps you can take to fight back against this ruthless bank.
- Difficulty:
- Moderate
Instructions
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The first thing that you must do to fight your Indymac foreclosure is file an answer to your complaint. If you are in foreclosure than you have received an initial complaint for foreclosure from the Attorney that is representing the bank. You must file an answer to this complaint within 30 day after receiving the complaint.
In your answer demand that Indymac/ One West produce your original note. Indymac has been through hell and back over the past year and chances of your note being lost in the shuffle are very good. If the bank cannot produce your original not they CANNOT foreclose on your property.
For more information on "Make them produce the note" check out the resource section below. -
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To be most effective in your foreclosure battle against Indymac bank you must educate yourself as to why this bank is not granting loan modifications to homeowners. This information is bound to make you angry as a homeowner and give you more power in your battle for your home. Please visit The Home Owner Revolution website located in the resource section below to gain all of the knowledge and resources that you need to fight back. Remember knowledge is power!
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Now you need to make some noise about your foreclosure!!! Mail a letter to all of your elected officials describing your situation and your new found information regarding Indymac bank. Tell them that you are upset and demand that they do something. You can get a sample letter at the resource page in the resource section below. Remember to send a copy of your foreclosure story and what you have done thus far to get Indymac to help you in your foreclosure situation.
I suggest that you call your officials about a week after you send them the information to see what they are going to do to help you. Remember the squeaky wheel gets the oil. So keep SQUEAKING!!!
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The last thing that you should do to fight your Indymac foreclosure is join with other homeowners that are going through the same process with Indymac bank. There are many Indymac forums on the web but I have included one in the resource section below. This forum is part of The Home Owner Revolution and will also keep you up to date on current news relating to Indymac/ One West bank.
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