How to Get an Insurance Company to Pay for Vitamin C Infusions
Vitamin C infusions offer great benefit to many patients, though it is primarily used for cancer patients. Vitamin C is a water soluble vitamin, so any portion of the infusion that the patient does not need will typically be flushed from the body. Some people choose to have vitamin C infusions because they and their doctors feel that they need more vitamin C than can be absorbed orally or with intramuscular injection. Many health insurance companies, however, will not cover the costs of vitamins. Therefore, getting an insurance company to pay for vitamin C infusions can be a difficult process.
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Instructions
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How to Get an Insurance Company to Pay for Vitamin C Infusions
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Contact your health insurance company. A customer service phone number is usually listed on the back of the insurance card. Though it is rare, some insurance companies will cover vitamin C infusions, if you simply ask them to do so. If your insurance company does not cover vitamin C infusions, ask for the mailing address to send an appeal.
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Obtain a letter of medical necessity from your physician. This letter should be written to the insurance company and should clearly state why you need vitamin C infusions and why no other treatment is suitable for your condition. Your physician should include a list of other treatments that have been tried that have been unsuccessful.
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Mail the letter of medical necessity to your insurance company with delivery confirmation. Contact the insurance company two business days after the letter was received by the company, and ask that the company pay for the vitamin C infusions. Request that the approval or denial decision be mailed to you.
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Respond immediately to all correspondence initiated by your insurance company. Appeal all denials promptly. Many insurance companies will not cover necessary treatment because the average person switches insurance companies every two years, and they want to let this medical issue become another insurance company's problem. Appealing all denials and responding quickly shows the insurance company that you are not likely to give up.
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References
- "Essentials of U.S. Health Care System;" Leiyu Shi and Douglas A. Singh; 2005
- "Introduction to U. S. Health Policy : Organization, Financing, and Delivery of Health Care in America;" Donald A. Barr; 2007
- "Functional Approach : Vitamins and Minerals Nutrition : Concepts and Controversies;" Michelle Grodner; 2008
