How to Get a Budget Spreadsheet at No Cost

Free budget spreadsheets calculate your income and expenses for you.

Budgeting is an efficient way to control your money and track every dollar you earn and spend. Various types of budget spreadsheets are free and accessible on websites specializing in financial tracking. Their software collects transaction information from your banking, credit-card and other financial accounts, and categorizes your expenses, such as mortgage or rent, groceries, utilities and gas.

Things You'll Need

• Computer or electronic device
• List of expenses

Instructions

1. Read reviews on online budget-tracking companies. Visit the sites offering the information and tools you need to track your finances.

2. Register on a budgeting site.

3. Create a unsername and password to access your information.

Tips & Warnings

• Budgeting websites require usernames and passwords to login.

• Some budgeting websites offer users who make financial progress badges or prize money.

• If you have Microsoft Excel or some other spreadsheet program on your computer, you can take advantage of this no-cost option by entering your own financial information to track your finances.

• Legitimate free budget sites never ask for you Social Security number.

References

• "The Baltimore Sun"; Budgeting is a drag, but online personal financial management sites make the chore easier; Eileen Ambrose, Aug. 21, 2011

Resources

• Consumersearch: Personal Finance Sites : Full Report
• CNET Download.com: Home Budget