How to Get Sent a Credit Card Application
Getting a credit card application is relatively easy. In fact, many times, individuals will receive unsolicited applications in the mail as the result of direct marketing campaigns. If you are seeking a new credit card and are interested in getting an application sent directly to you from a particular lender make sure you know what kind of credit card you are interested in before applying.
Other People Are Reading
Things You'll Need
- Social Security number
- Photocopy of personal ID (driver's license, state-issued ID card)
Instructions
-
-
1
You can apply for low interest cards, rewards cards, cards for poor credit histories, and cards for no credit histories. Review the annual interest rate, payment terms and incentives programs each card offers and decide which is best for you.
-
2
Request a credit card application through the lender's website. If you do not have Internet access, contact the major credit card companies by phone and ask for an application. You can get phone numbers for credit card lenders by dialing the toll free assistance directory at 800-555-1212. This directory provides the phone number for any company or individual using a toll free phone number.
-
-
3
Visit your local bank branch and ask about the cards they offer. You can also get an application form at the bank.
-
4
Complete the entire form and check for accuracy. Mail the application along with the photocopy of your identification back to the company for processing.
-
1
Tips & Warnings
After completing the credit card application, make a copy to keep for your records and note the date you mailed the application in for processing.
Do not randomly apply for several credit cards at any one time. Applying for too much credit in a short period of time can harm your credit score.
Do not apply for credit cards just for the incentives or free gifts being offered with each application unless the financial terms are within your budget and financial capabilities.
