How to Track Credit Card Purchases
When you have a credit card, it is important that you keep track of all purchases made with the card. By doing so, you can ensure that your spending does not exceed your monthly budget. Tracking your credit card purchases will also help you to be proactive in preventing unauthorized transactions with your card.
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Instructions
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Keep receipts for all of your credit card purchases. To maintain order, you can keep the receipts in a designated envelope or pouch that is specifically for credit card transactions.
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Log into your online banking account to view your credit card purchases. You will have to register on the banking website by verifying that you are the account holder by providing security information. You will also need to create a username and password.
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Sign up to receive text (SMS) alerts to your cell phone whenever a purchase is made with your credit card. Most credit card providers will allow you to activate this text alert feature through your online banking profile. This will vary by provider.
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Review your credit card statement thoroughly each month to ensure that no credit card purchases have been made without your knowledge and approval.
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Keep a log of your credit card purchases by writing them down in a notebook or documenting them in a financial software program, such as Quicken, Moneydance, or AceMoney.
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