How to Open a Wells Fargo Checking Account

Wells Fargo is one of the larger banks in the United States. While you do not have the convenience of a mom and pop financial institution, you have the convenience of being able to bank from many locations around the country. Opening a Wells Fargo checking account can be done quite quickly by visiting your closest Wells Fargo branch. This is a great thing to do if you want to start managing your money.

Things You'll Need

  • Identification
  • Initial deposit
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Instructions

    • 1

      Gather the proper identification that you will need to open a checking account. You will need your state issued driver's license or state identification card and your Social Security Card.

    • 2

      Decide on how much money you initially want to deposit. Wells Fargo has many different types of checking accounts, with many different requirements. Some may require you to deposit more money than others, so make sure you meet the minimum requirements for a deposit.

    • 3

      Find your local Wells Fargo bank to visit. You can apply for a checking account online, but it is best to visit your local branch so that you can make your deposit to the new account. Visit https://www.wellsfargo.com/locator/atm/home to find the location of a Wells Fargo bank near you. You will want to check the hours of that location, as they differ.

    • 4

      Fill out the necessary paperwork to open a checking account. You will need to let them know a little bit about yourself so that they can approve you and open a checking account for you. It only takes about 30 minutes to open up a checking account, and they will walk you through all the papers if you have any questions.

    • 5

      Talk to the banker about fees associated with your new checking account. There may be fees for your debit card, going below a minimum amount or even overdraft fees. Make sure that you clearly understand any fees that are going to be associated with your new account.

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