How to Be a Repo Man

The need for repo men and women---also known as repossession agents--- increases during economic slowdowns. As a repo man, you are responsible for recovering items from owners who stopped making payments on those items. You also will be recovering property from owners who have defaulted on their loans. Boats and vehicles are among big-ticket items most often recovered by repo men. Before becoming a repo man, you need to decide if you're able and willing to repossess items and property from people who are likely in financial distress.

Instructions

1. Decide whether being a repo man is a good career choice for you. Ask others in the field how they deal with the more challenging aspects of the job. Taking back personal items and property from people experiencing financial hardship can be emotionally taxing. You may also be required to enter dangerous neighborhoods and confront hostile people. Deciding if the work conditions are suitable for you is a personal choice that should not be taken lightly.

2. Be prepared to work unconventional hours, because repossessions of personal items and property often take place in the evening or on weekends.

3. Contact local repossession agencies and ask about job openings. Agencies in your state can be found through websites including RepoCompanies.net and RepoMan.com. There will likely be plenty of job openings if you live in an area experiencing an economic downturn. If not, however, you might need to relocate to an area with an unstable economy to become a repo man.

4. Obtain a Commercial Driver's License, or CDL, if you plan to join a company that repossesses vehicles. To repossess a vehicle, you will need to drive a tow truck, which requires a CDL. Requirements for obtaining a CDL vary by state, although all states will require you to take an exam. Contact the Department of Transportation in your state for more details.

5. Contact The American Recovery Association to learn specific requirements to become a repossession agent in your state. Most states require repo men to be at least 18 years old with a clean driving record. The American Recovery Association also offers several certifications that, while not required by many states, can improve your resume and your chances of obtaining employment. Visit The American Recovery Association's website for more details.

6. Apply for openings at repossession agencies in your area once you decide a career as a repo man is right for you and have fulfilled state requirements. Agencies in your area can be found in the local phone book, newspapers and online directories and job boards. Follow each company's instructions to apply for open positions.

References

• RepoCompanies.net
• Repoman.com

Resources

• US Department of Transportation
• The American Recovery Association