How to Add a Person to Your Car Insurance if You Live Together
Car insurance is something that most states mandate that its residents carry. Granted, you do not necessarily have to carry full coverage insurance on your car, but there is usually a minimum state requirement that you must have. It is also considered smart to insure any drivers with which you live under your policy if they might drive your car. You can easily add a person to your car insurance if you live together by simply making an addition to your car insurance policy.
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Instructions
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Adding a Driver Online
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1
Login to your online car insurance account by navigating to the login site of your policy provider and inputting your user name and password.
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2
Click on "Add New Driver" in your account options to add another driver to your policy.
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3
Input the new driver's information such as name, address, age and vehicle history in the input fields provided.
Adding a Driver by Phone
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4
Call the customer service phone number for your car insurance company and follow the prompts within the automated menu to reach a customer service representative.
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5
Provide the customer service representative with your policy number--or Social Security number if you do not know your policy number--so that he can access your account information.
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6
Explain to the customer service representative that you would like to add another driver to your policy and provide her with the details that she requests about the new driver.
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Tips & Warnings
Check with your car insurance provider to determine whether you can add a driver to your policy online or if you must speak with a customer service representative, for the way you add drivers to your policy depends upon your car insurance policy provider.
Adding another person to your car insurance policy could cause your policy premium to increase, so be prepared to pay any increase costs.
