How to File an Auto Claim With Universal Insurance

Auto insurance is one of the most important things you can get if you frequently drive. In fact, it's a requirement in most states to have auto insurance if you drive a car. Auto insurance protects you if you get in an accident. If you have an accident, whether you were on public or private property, you must file a claim with your insurance provider. If your provider is Universal Auto Insurance, there are specific instructions you will need to follow to successfully file your claim.

Things You'll Need

• Copy of insurance policy number

Instructions

1. Contact Universal's claim line at [phone]. When asked which option you want, press "5" on your phone.

2. Inform the agent that you want to make a claim. Provide your name, address, policy number and any other information the agent asks for.

3. Describe what happened to the agent. You'll need to explain where you were when the accident occurred, what happened and what damage was caused. Also inform the agent where a police report was made.

4. Give the contact information of the other drivers and witnesses, if applicable.

Tips & Warnings

• Be as descriptive as you can when filing the claim, as the insurance agent will need as many details as possible to file a report.

• Report the incident as soon as possible. Many states have laws against waiting to report an accident.

• If your agent decides you're at fault, don't fight it unless the police report determines you're not at fault.

References

• UAI Claims