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How to Get Started as a Notary Signing Agent

A Notary Signing Agent notarizes signatures on mortgage loan documents for people making changes to their loans. Mortgage, title, or escrow companies will contact a Notary Signing Agent, who will meet with the borrowers to notarize and witness the signing of the new documents.

This can be a lucrative full-time or even part-time job. It requires a detail-oriented person with a somewhat flexible schedule for setting up meetings with borrowers.

Difficulty: Moderate
Instructions

Things You'll Need:

    Getting Started

  1. Step 1

    Qualify as a Notary Public, which is a prerequisite to becoming a Notary Signing Agent. The requirements for a Notary Public vary by state, but usually include a test of the applicant's knowledge of the state's notary laws. There may be other requirements as well, such as specific education, and most likely there will be a background check.

    In most states, the office of the Secretary of the State manages Notary Public commissions. Contact the office in the state where you wish to become a notary in order to determine the commission requirements.

  2. Step 2

    Once you qualify as a Notary Public, seek certification as a Notary Signing Agent by enrolling in the National Notary Association's training course, which is specifically designed to teach notaries how to properly execute real estate documents. Once you complete the course, you become a certified Notary Signing Agent, a designation that will give you access to companies that are hiring certified Notary Signing Agents. This is a good way to get started as a Notary Signing Agent if you do not have contacts with mortgage, title, or escrow companies.

  3. Step 3

    You can also become a signing agent simply by marketing yourself and gaining firsthand experience. Familiarize yourself with the terminology of loan documents, and educate yourself about the notary laws of your state. Obtain Errors and Omissions insurance, which covers you for clerical mistakes. Have business cards printed, and hand them out to people at mortgage, title, and escrow companies. Tell your contacts in the real estate industry that you are now a Notary Signing Agent.

  4. Step 4

    Handle all signings professionally and diligently. Be on time for appointments, be courteous, make sure documents are signed properly, and return the documents to your contact in a timely manner. Develop your reputation as a reliable, conscientious signing agent, and watch your business grow.

Tips & Warnings
  • Be sure your rates are consistent with what other agents charge in your area, and keep your commission current.
  • Not all states allow Notary Signing Agents to perform mortgage closings, so check the National Notary Association's website for a list of states that have signing agent restrictions.
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